MONEY MATTERS

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Talk given by the Rector on 4 November 2007

Bible Readings: 2 Chronicles 31:2-10 and Luke 21:1-4

There was once a rich man who was near death. He was rather upset because he had worked so hard for all he had acquired and wanted to be able to take some of it with him to heaven. So he began to pray that he might be able to do just that. A passing angel hears his plea and, somewhat unusually, comes down to talk to him. "Sorry," he says, "but you can't take it with you." But the man begs the angel to have a word with God and ask him to bend the rules. A few minutes later the angel reappears and informs him that God has decided to allow him to take one suitcase with him when he dies. Overjoyed, the man gets out his largest suitcase, fills it with bars of pure gold and places it beside his bed.

Soon afterwards he dies and shows up at the gates of Heaven to be greeted by St Peter. Seeing the suitcase, Peter says, "Hold on, you can't bring that in here!" But the man explains that he has permission. Peter goes off to check and comes back saying, "You're quite right. You are allowed one piece of luggage, but I'm supposed to check its contents before letting it through." So Peter opens the suitcase to discover what it is that the man found too precious to leave behind. He takes one look at the gold and exclaims, "You brought pavement?!!!"

If you've had a look at the enclosure in this week's newsletter it will come as no surprise that the pavement of heaven is our subject today. I need to come clean right from the start and freely admit that part of the agenda for today is to urge us all to consider afresh the financial needs that we have here at St Nicolas. We don't talk about money very much - partly because most of us are so English about it. Things tick along without money being mentioned very much at all. As if there were an underground tunnel between the bank and the church down which flows a regular supply of cash to meet our needs. And so, from time to time, it's right to think about money and giving. I want to do so this morning by asking three questions. First, why should I give my money away at all? Secondly, why should I give anything to the church? And thirdly, how should I give?

First, WHY SHOULD I GIVE MY MONEY AWAY AT ALL?

It's a good question, isn't it? After all, it is my money. Money which I may well have worked really hard to earn and hold onto. So why should I give it away?

Well, it's here that we need to consider a word which, as far as I know, is generally only used in church circles. It's the word 'stewardship'. It's a word that reminds me that what I call my money isn't really mine at all.

The story is told of a man who was wondering about becoming a Christian and was thinking about those words of Jesus in Luke chapter 9: 'If anyone would come after me, he must deny himself and take up his cross daily and follow me... What good is it for a man to gain the whole world, and yet lose or forfeit his very self?'

That night the man had a dream in which he saw Jesus. He knew it was Jesus because of the love in his eyes and the prints of nails in his hands. Jesus was going through each and every aspect of his life and asking him to hand them over to him one by one - his wife and children, his family and friends, his job and career, his house and car, his hobbies and interests, his money and possessions. He was rather concerned about this - to put it mildly! He realised that Jesus had given up everything for him - but could he really respond as Jesus deserved by giving up everything for him? And then he saw Jesus taking all the things that he had handed over and returning them to him. 'These are all mine,' said Jesus, 'but it's alright. I'd like you to look after them for me - until I ask for them back...'

This is what it is to be a Christian disciple. Someone who has heard Jesus say 'These are all mine - but I'd like you to look after them for me - until I ask for them back.' Our lives, everything about us, everything we have - none of it belongs to us anymore. We are stewards of what now belongs to him instead.

The consistent message of the Bible is that God allows us to look after what he has entrusted to us but requires us actively to give back a proportion of what is his anyway. He may sometimes ask for the whole lot - we call that martyrdom. More usually he asks for just part of it - we call that Christian giving.

The Bible introduces the principle of something called 'tithing' to guide us in how to do this and we heard an example of how it worked in practice in today's first reading. It's what was going on in our second reading too, as first the rich and then the poor widow put their gifts into the temple treasury.

So then - why should I give my money away? Quite simply because it's not my money!

My second question is this: WHY SHOULD I GIVE ANYTHING TO THE CHURCH?

Most people recognise the need to offer support for those less well off than they are. Events like 'Children in Need' and 'Comic Relief' raise many millions from ordinary members of the public - not just those who pay attention to the God dimension of life. That's fine. But what about the church? Why should we make a priority of giving to the work of the church?

I'm aware, of course, that I should probably declare an interest at this point - since a proportion of what churches receive from their congregations goes towards supporting their ministers! But again, all I need to do is to pass on the teaching of the Bible. As he writes about the need for churches to honour their leaders, the apostle Paul quotes the Old Testament principle, "Do not muzzle the ox while it is treading out the grain". And then, just in case his meaning is not entirely transparent, he goes on to say that "The worker deserves his wages".

There is, of course, more to the church budget than staff salaries! We express what we're about here at St Nicolas as 'Sharing the Life of Jesus Today'. We've described the aspects of 'life' that are important to us, that characterise the DNA of St Nicolas, as loving God, involving everyone, finding faith and enabling growth.

The Church Council is going through an exercise in which we're wanting to plan exactly what we should be investing in in the future so that we do these things effectively. In recent years we have focused on five particular approaches to how we share the life of Jesus - in our worship, in our pastoral care, in our evangelism, in our encouraging of discipleship through small groups and in our work with children and young people - and we're exploring a possible sixth one as we put more emphasis on our relationship with the local community. These are the things that matter to us as a church. These are what we are invited to support and invest in. With our gifts and talents - more of which next week. And with our money - our subject this week.

Incidentally, if you're the sort of person who finds guidelines helpful, the Church of England's suggestion is that we aim to tithe a tenth of whatever we reckon our income to be and give half this amount to our local church and divide up the other half between the other missionary and charitable causes we feel called to support.

Which brings me to my third question for this morning: HOW SHOULD I GIVE?

My short answer is this: I should give in a way that fills me with joy.

I really like the story of the widow's mite, don't you? I think it's the way it reveals something of God's rather unusual approach to what used to be called arithmetic and is now known as numeracy! First we have the wads of dosh coming from the seriously wealthy. And then we have the two coins - copper coins, small copper coins, very small copper coins - from the poor widow.

And what does Jesus say? What principles of accountancy does he apply? "I tell you the truth," he said, "this poor widow has put in more than all the others." How does he work that out? Because "All these people gave their gifts out of their wealth; but she out of her poverty put in all she had to live on." She gave everything. She didn't have to. She just did.

The truth is that no-one can be manipulated or enticed into giving that is truly Christian. From my point of view this morning, that's very liberating. It's not my job to try and cajole anyone into being generous and giving more. For, first and foremost, our giving as Christians is to be a spiritual activity. It's primarily a matter between us and God. And yes, it is a duty but, like so much about our lives as Christians, it's intended to be both a duty and a joy.

Paul puts it like this in 2 Corinthians 9:7: 'Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.' Being able to give like the widow did, in a way that was sacrificial and costly, is itself a gift, a gift from God, a spiritual gift of his grace, something which his Holy Spirit invites us to let him bring about within us, a gift which enables us to do for others on a small scale what God has done for us on a grand scale.

Here's something quoted in David Watson's book Discipleship (p.229):

'The first Christians did not start to share their goods in a full and free manner till after the bomb of the Spirit exploded in their souls at Pentecost. Before then, they would be morally incapable of this free and joyful sharing. The acquisitive habit is one of the deepest rooted habits of the human race. To say, "this is yours, not mine" and to carry the words into effect, is as much a miracle of God as raising of the dead.'

Christian giving is characterised, first, then, by a supernatural cheerfulness brought about the Spirit and is something for which we should continue to pray. And, secondly, Christian giving is characterised by common sense. The apostle Paul's instruction in 1 Corinthians 16:2 is that we should give as we receive: 'On the first day of every week, each one of you should set aside a sum of money in keeping with his income, saving it up...'

For many people, the best modern equivalent of this is a standing order set up to transfer an amount each month or each quarter from their bank account. Others find it more convenient to use the envelope scheme. At the beginning of each year, or at whatever ever point during the year you decide to join the scheme, you receive a box of envelopes, dated for each week of the year, into which you place your weekly offering. When accompanied by a gift aid declaration, both these methods of giving enable the church to claim back the tax we have already paid on our gifts - which makes a big difference.

One final point. Gifts of money are certainly not the only resource we have to give to the Lord in response to his goodness to us. There is the gift of our worship, the gift of our openness to God's Spirit to be used by him, the gift of our other talents and abilities, the way we can invest not only our money but also ourselves in the life of heaven. I hope to make a few suggestions about this aspect of things next week so that we don't see our Gift Day on November 25th as just about money. Someone once put it like this. God is the ultimate highwayman. With him it's not 'your money or your life' but both. Let's together stand and deliver! Amen.

© 2007 David Stone

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